* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: "Segoe UI", Arial, sans-serif;
  color: #1f2937;
  background: #f9fafb;
}

.navbar {
  display: flex;
  justify-content: space-between;
  padding: 18px 8%;
  background: #0b1f33;
  position: sticky;
  top: 0;
}

.logo { color: #fff; font-weight: bold; font-size: 1.4rem; }

.nav-links {
  list-style: none;
  display: flex;
  gap: 20px;
}

.nav-links a {
  color: #dbeafe;
  text-decoration: none;
}

.nav-cta {
  background: #0176d3;
  padding: 8px 14px;
  border-radius: 5px;
  color: white;
}

.hero {
  padding: 120px 10%;
  background: linear-gradient(135deg, #0176d3, #003a8f);
  color: white;
  text-align: center;
}

.hero h1 { font-size: 3rem; margin-bottom: 20px; }
.hero p { max-width: 800px; margin: auto; font-size: 1.2rem; }

.hero-actions { margin-top: 30px; }

button {
  border: none;
  padding: 14px 26px;
  border-radius: 6px;
  cursor: pointer;
  font-weight: bold;
}

.primary { background: #0176d3; color: white; }
.secondary { background: white; color: #0176d3; }

.section {
  padding: 80px 10%;
  background: white;
}

.section.alt { background: #f1f5f9; }

.section h2 {
  font-size: 2.3rem;
  margin-bottom: 15px;
}

.section-desc {
  max-width: 800px;
  margin-bottom: 40px;
  opacity: 0.8;
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 30px;
}

.card {
  background: white;
  padding: 30px;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.06);
}

.timeline {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 25px;
}

.step span {
  display: inline-block;
  background: #0176d3;
  color: white;
  padding: 10px;
  border-radius: 50%;
  margin-bottom: 10px;
}

.cta {
  padding: 80px 10%;
  background: #0b1f33;
  color: white;
  text-align: center;
}

footer {
  padding: 30px;
  background: #020617;
  color: #94a3b8;
  text-align: center;
}